How much should young Indian parents save every month for child education?
Start with the goal, not the product. Turn future education costs into a realistic monthly savings plan.
Start with the education goal
Choose whether you are planning for study in India or abroad, the likely course, and whether postgraduate study should be included. These decisions shape the cost more than any investment product.
Project today's cost forward
Use a realistic current cost and education inflation assumption to estimate the bill when your child reaches college age. A range of scenarios is more useful than one perfect-looking forecast.
Turn the future bill into a monthly number
Account for current savings, expected investment returns, and the years available. Starting earlier reduces the monthly pressure and gives the plan more time to absorb uncertainty.